Other Types of Insurance
Filling the Gaps in Your Protection Plan
Every season of life brings new responsibilities — and new risks. We offer several additional coverage options to help you stay protected, prepared, and confident.
Shine Light on the Overlooked Areas
Health, life, and Medicare coverage form the foundation of most protection plans — but there are other types of insurance that can help safeguard what you’ve worked for.
We help you identify where financial gaps might exist and explore practical ways to address them.
Our goal is not to add unnecessary policies, but to make sure the pieces of your protection plan work together smoothly.
Additional Coverage Options We Can Review
1. Critical Illness Insurance
Provides a lump-sum benefit if you’re diagnosed with a covered condition such as cancer, heart attack, or stroke. It’s designed to help with expenses that major medical insurance doesn’t cover — from household bills to travel for treatment.
2. Hospital Indemnity Plans
Pays cash benefits directly to you for hospital stays or outpatient services, helping offset deductibles and other out-of-pocket costs.
3. Accident Insurance
Offers financial support for unexpected injuries. It can help cover costs such as emergency visits, X-rays, physical therapy, or time away from work.
4. Final Expense / Burial Coverage
A small, permanent life policy designed to help families manage the cost of end-of-life expenses without creating financial strain.
5. Cancer and Specified Disease Policies
Focused coverage that provides additional benefits during extended treatment or recovery, helping reduce financial stress during challenging times.
6. Short-Term Recovery or Home Care Plans
Bridges the gap between traditional health coverage and long-term care insurance, offering short-duration benefits for recovery at home following illness, injury, or surgery.
Our Role
At S&S Insurance Group, our role is to help you see the whole picture — not just one part of it.
We’ll review your existing coverage, identify potential blind spots, and help you consider cost-effective ways to fill them.
Each policy we recommend is designed to fit your overall strategy, not compete with it.
Ready to shine some light on the gaps in your coverage?
Schedule a short conversation to explore which protection tools might be a fit for you or your family.
